Condo Insurance (an HO6 policy) helps cover condo owners where a condo association’s insurance leaves off. In your condo, things like your floors, walls, cabinets and fixtures are not typically covered by your association. Review and confirm what your condo association covers to help you determine what coverage you should obtain to protect your family and home. Types of condo coverage options include:
- Property Coverage
- Liability Coverage
- Deductible Options
Condo owners should consider Condo Insurance coverage for some of the following reasons:
Theft and Vandalism
Condos can be prone to theft or vandalism, and by having condo insurance you can get coverage for items stolen or damaged in your home.
Fire and Lightning Damage
A landlord’s insurance may cover parts of the damage caused by a fire or lightning, but it won’t cover your furniture and personal property which is covered by a condo policy.
Liability Protection
Condo insurance can cover the cost of someone's injury on your property. It can include coverage for medical payments which can protect people who don't live in your home.
Helping You Navigate Insurance
In a sea of options, the Windward Insurance Agency can help you find the right insurance coverage for you and your family. We have cultivated relationships with the top carriers in our State who are ready to provide quotes and options to those we represent. Let us help you navigate insurance, start by getting a quote online or call us today at 866-231-2433 for assistance.
